Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized institution with 51% shares held jointly by IFC, ADB and HDFC Investments Ltd. of India with the Government of Maldives holding 49%. In accordance with our business plan, we seek a vibrant and dedicated candidate who can provide support for the Credit Team in the capacity of a Credit Officer.

Job Description

• —  Provide sufficient and appropriate information to customers and accept application forms
• —  Determining credit worthiness of clients and evaluating financing facilities
• —  Presenting applications to the credit committee for decision after thorough credit analysis of the applications
• —  Preparing Offer/Reject Letters, loan and mortgage agreements
• —  Provide necessary and appropriate information to customer inquiries accurately and promptly

Job Requirements

• — Qualification in Business Administration / Management (Diploma / Degree level)
• —  Work experience in banking and finance sector will be an added advantage
• —  Good analytical and decision-making skills
• —  Excellent interpersonal and communication skills
• —  Familiar with Microsoft software packages

Salary:  Negotiable commensurate with qualifications and experience

Other Benefits

• Service allowance
• Fixed monthly Cost of Living Allowance
• Health Insurance as per the company policy

Interested candidates are requested to submit application (downloadable: www.hdfc.com.mv) with CV, copy of ID card, reference letters, police report, attested educational certificates and other supporting documents on or before 6 December 2022, 2:30pm. Only shortlisted candidates will be contacted for interview.